Agreement
By accessing or using Enrollmint ("the Platform"), you agree to these Terms of Service. If you do not agree, do not use the Platform.
Enrollmint is operated by Enrollmint, Inc. ("Mint," "we," "our"). These Terms are a binding legal agreement between you and Enrollmint.
The Platform
Enrollmint is a software platform for benefits enrollment. We help brokers, employers, and employees manage the enrollment process. Through the Platform, you can:
- View and compare available benefits plans from your employer
- Make benefits elections during open enrollment or qualifying events
- Review information about your current coverage
- Connect with your benefits broker for one-on-one guidance
- Manage dependent information for enrollment
Access to the Platform is provided through your participating employer and their benefits broker.
Your Account
You access the Platform using credentials provided by your employer or through your work email address. You are responsible for:
- Providing accurate and complete information
- Keeping your login credentials private
- All activity that occurs under your account
- Notifying us immediately if you suspect unauthorized access
Do not share your login with anyone. Use a strong, unique password.
Your Responsibilities
When using the Platform, you agree to:
- Provide accurate information about yourself and your dependents
- Review your benefits elections carefully before submitting
- Meet enrollment deadlines set by your employer
- Keep your contact information current
- Use the Platform only for its intended purpose
Prohibited Conduct
You may not:
- Provide false or misleading information
- Access the Platform using someone else's credentials
- Attempt to access systems or data you are not authorized to view
- Transmit malware or any harmful code
- Interfere with the operation of the Platform
- Use automated tools to scrape or access the Platform without permission
- Violate any applicable law or regulation
Benefits Information
The Platform displays benefits information provided by your employer and insurance carriers. While we work to keep everything accurate:
- Plan details, rates, and coverage are determined by your employer and carriers—not by Enrollmint
- Official plan documents (such as your Summary Plan Description) govern your actual coverage
- We recommend reviewing your SPD for complete details
- Your HR department or broker can answer questions about specific plan provisions
Broker Services
Your employer's benefits broker may use the Platform to provide enrollment support and guidance. When working with a broker through Enrollmint:
- Brokers provide educational guidance, not personalized financial or medical advice
- Your final benefits decisions are your own responsibility
- Brokers cannot guarantee specific outcomes or coverage
- Your broker's services are governed by their agreement with your employer
Third-Party Integrations
The Platform allows brokers to connect third-party accounts including Microsoft 365, Google Workspace, and Calendly. By connecting these services, you:
- Authorize Enrollmint to access your connected accounts solely to perform actions you explicitly request (such as sending an email or creating a calendar event)
- Acknowledge that these services are governed by their own terms of service and privacy policies
- Accept responsibility for actions performed through your connected accounts via the Platform
- Understand that you can disconnect any integration at any time through Settings
Enrollmint is not responsible for the availability, accuracy, or functionality of third-party services. If a third-party service experiences downtime or changes their API, certain Platform features may be temporarily unavailable.
Intellectual Property
The Platform and its content—including text, graphics, logos, and software—are the property of Enrollmint and are protected by intellectual property laws. You may not:
- Copy, modify, or distribute Platform content without permission
- Use Enrollmint trademarks or logos without authorization
- Reverse engineer or decompile the Platform software
Limitation of Liability
To the maximum extent permitted by law:
- The Platform is provided "as is" without warranties of any kind, express or implied
- We are not liable for indirect, incidental, special, or consequential damages
- Our total liability is limited to the fees paid to us for the services in question
- We are not responsible for benefits decisions made based on information displayed on the Platform
Indemnification
You agree to indemnify and hold harmless Enrollmint, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Platform or your violation of these Terms.
Termination
We may suspend or terminate your access to the Platform if:
- You violate these Terms
- Your employer discontinues use of the Platform
- We are required to do so by law
- At our discretion, with reasonable notice
Upon termination, your right to use the Platform ends immediately.
Changes to These Terms
We may update these Terms from time to time. When we make material changes, we will notify you through the Platform or by email. Continued use of the Platform after changes take effect constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the State of Iowa, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Iowa.